Certified Marine/Boat Fire Victims Information
IN MARINE/BOAT FIRES, THE ACTIONS YOU TAKE TODAY
You have experienced a Marine/Boat Fire loss and now you need to be made whole. If you have insurance, the insurance company will work out a settlement with you on the Marine/Boat Fire loss based upon your policy (if you and the insurance company cannot come to an agreement on the amount due you then you may want to explore the appraisal clause process. See certified appraisals). If you have an additional monetary loss that is not covered under an insurance policy, such as a buildings, personal effects, docks, etc. then you need to seek a remedy, that being for you to conduct your own independent Marine/Boat Fire Origin & Cause Investigation to collect the dollar amount from the negligent party.
An insurance company will most likely want to conduct a Certified Marine/Boat Fire Origin & Cause Investigation which will hopefully find the negligent party so they can recover their loss. This procedure is handled through the Insurance Company Fire Subrogation Department. So where does it leave the owner/insured?
The owner/insured is generally not entitled to the results of any insurance company Certified Marine/Boat Fire Origin & Cause Investigation. If the finding of the Marine/Boat Fire Origin & Cause Investigation does lead to litigation then the Marine/Boat Fire Investigator can usually only represent one party. The insurance company paid for the Certified Marine/Boat Fire Origin & Cause Investigation and they are looking to only recover their loss pursuant to the policy. If the owner/insured wants to recover a loss then they must have their own Certified Marine/Boat Fire Investigator present at the investigation in order to represent their interest. If a claim is made to a Marine/Boat Manufacturer for a loss by the owner/insured one of the first request of a Marine/Boat Manufacturer will be “provide us with the Certified Marine/Boat Fire Origin & Cause Investigation Report showing we are negligent”. If you cannot provide evidence to substantiate your position, then you most likely have no case and no recourse. On the other hand the insurance company has their Certified Marine/Boat Fire Origin & Cause Report and will attempt to collect.
In order for an owner/insured to protect their interest the following procedure is recommended for Marine & Boat Fires:
You may review our photo gallery of our Certified Marine/Boat Fires, and please feel free to call us with any questions you may have. We are at
Frequently asked questions about Marine & Boat Fires: